Anderson Earns Certificate from Lending School

(Mason City, Iowa)- Tracy Anderson, Credit Analyst at First Citizens National Bank’s West Mason City office, successfully completed the 2006 Iowa Commercial Lending School at the Marriott Hotel in Cedar Rapids.

The school is an intense one-week program sponsored by the Iowa Bankers Association. The purpose of the IBA Commercial Lending School is to prepare commercial lenders who have not been exposed to formal commercial lending education or lenders who want to broaden their commercial lending knowledge to serve effectively and profitably as commercial loan officers.

This is accomplished by developing a better understanding of the economy and how it affects the lending decision; developing an understanding of how a business is structured and how it competes; developing an understanding of the role of company’s management and how to analyze and evaluate that management; developing a thorough understanding and application of basic and advanced analytical techniques; and developing an understanding of relationship banking to meet and maintain multiple customer financial needs.

Anderson started her banking career with First Citizens National Bank in 2001 as a Business Banking Assistant. She graduated with a B.A. in Business Administration from the University of Northern Iowa. Tracy and her husband Tim live in Mason City.

The Iowa Bankers Association is the statewide trade association for commercial banks. Representing 98 percent of the banks in Iowa, the association provides its members with assistance in government relations, communications, marketing, regulatory compliance and education.

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