Heritage Club - Additional Member Benefits

  • Free retirement and estate planning consultation by appointment with our First Citizens Trust Officers.*

  • No fee variable rate Classic Visa or MasterCard (subject to credit approval - see a personal banker for details).

  • $3 discount on ATM or debit card fee.

  • No-service-fee cashier's checks (limit 5 per month).

  • Reloadable Visa TravelMoney card $7.95 (discounted from regular price of $9.95.

  • No-service-fee money orders (limit 5 per month).

  • $3 discount on annual rental of any size safe deposit box (subject to availability).

  • Free bank by mail supplies.

  • Free signature guarantee.

  • Free notary service.

  • Free money gift envelopes

  • Free photocopies (10 per month).

  • Free lamination - includes small items such as photos, membership cards, newspaper clippings.

  • Personal check cashing guarantee - simply show the person cashing your check (up to $250) your Heritage Club identification card and ask them to call us toll-free (1-800-423-1602) to guarantee your check.  A real benefit on vacation trips!

  • Extensive travel opportunities to local, regional, and international destinations.

  • Informative roundtable seminars on important topics of interest.

  • Luncheons, potlucks, and social events.

  • Referral bonus

  • Bi-monthly Heritage Club newsletter

  • Free Heritage Club tote bag for new members.

Request more information from your Heritage Club coordinator at First Citizens National Bank.

*First Citizens Trust Company, N.A. is a subsidiary of First Citizens National Bank.  Securities provided  First Citizens Trust Company are not deposits of the bank, are not deposits of the bank, are not FDIC insured, have no financial institution guarantee, and may lose value. 

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