About Us

First Citizens Bank is a community bank, committed to excellence in delivering the financial solutions for our customers and community…resulting in continued growth, profitability, and enhanced employee and shareholder value. From it’s origins in the 1800’s, First Citizens is in its second generation of providing financial leadership to North Iowa and Mora, Minnesota.


Our History
First Citizens Bank is a community bank that is headquartered in Mason City and serves 8 North Iowa communities in 7 counties and the Mora, Minnesota community.

It all began in 1973 when  O. Jay Tomson, Chairman of the Board, purchased controlling interest in Kanabec State Bank in Mora, Minnesota. In December of 1994, O. Jay announced a corporate merger of its four subsidiary banks. Citizens National Bank (Charles City), Citizens National Bank (New Hampton), Osage Farmers National Bank, and First National Bank (Clarion) merged their assets and moved the remaining bank charter to Mason City. In 2014, Kanabec State Bank merged into First Citizens National Bank. In  2016, First Citizens National Bank changed its name to First Citizens Bank.

Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically while still being able to provide exceptional personal service.


Personal Service and Local Commitment are Priorities
As a progressive community bank, we are more dedicated than ever to serving you. Our priorities are our customers and our local economies. We channel loan dollars back into the neighborhoods where our depositors live and work, which supports and strengthens our communities. We make significant donations to local causes and are active civic volunteers. We have long-term dedicated employees with decision-making authority.
We invite you to bank with us and discover the difference a progressive, dedicated community bank can make!