HC Benefits

  • Free personal consultation in the areas of general money management and wealth management services, including investment management, trust services, and estate planning with our First Citizens Trust Officers.*
  • $3 discount on ATM or debit card fee.
  • No-service-fee cashier's checks (limit 5 per month).
  • Reloadable MasterCard Meta Pay Travel Card $7.95 (discounted from regular price of $9.95).
  • No-service-fee money orders (limit 5 per month).
  • $3 discount on annual rental of any size safe deposit box (subject to availability).
  • Free signature guarantee and notary service.
  • Free photocopies (10 per month).
  • Personal check cashing guarantee - simply show the person cashing your check (up to $250) your HC identification card and ask them to call us toll-free (1-800-423-1602) to guarantee your check.  A real benefit on vacation trips!
  • Extensive travel opportunities to local, regional, and international destinations.
  • Informative round table seminars on important topics of interest. Luncheons, potlucks, and social events.
  • Referral bonus
  • Bi-monthly HC magazine
  • Free HC tote bag for new members.
Contact us* for more information or visit us at any of our locations.
*NOTE: Please do not include confidential information in your message.

*First Citizens Trust Company, N.A. is a subsidiary of First Citizens National Bank.  Securities provided  First Citizens Trust Company are not deposits of the bank, are not deposits of the bank, are not FDIC insured, have no financial institution guarantee, and may lose value.