Credit/Loan Solutions
We have the financial plan to meet your borrowing needs.
First Citizens National Bank is here to help whether you need more buying power, extra working capital or money to purchase a new building. We support thousands of small businesses and farming operations through our numerous commercial and agricultural programs.
We’ll help you evaluate the financing options that are right for your business. Some of our credit/loan solutions include:
Business Loans . . .flexible rates and terms for your needs - equipment, inventory, real estate and more.
Agricultural Loans - we offer competitive rates and terms designed to meet the credit needs of farmers, dairymen and other agribusinesses. 
Irrevocable Letters of Credit - from time to time, you may need an Irrevocable Letter of Credit to accommodate your business transactions or agreements.  First Citizens has the experience and expertise to assist you.
Contact us* for more information or visit any of our locations.
*NOTE: Please do not include confidential information in your message.