The FCNB Advantage Program   
Perks for you and your employees!
    • Personal Free Checking Account - no minimum balance, no monthly service charge, and checks are held in safekeeping for your convenience.  Member FDIC
    • Free standard FCNB exclusive checks (wallet or duplicate). Limit one box per order. 
    • Direct deposit of your payroll check. 
    • Free Checkmate Debit or Photo Debit Cardsm . No fees at ATMs in the Privileged Status Network.
    • Free Online Banking.
    • Free Bill Pay Express Service.
    • Free Easy Access Line 24-hour telephone banking.
    • Receive a .25% discount on consumer loan interest rates.1
    • First year free on a 3x5 safe deposit box or a discount on a size of your choice.2 Free personal money orders. Limit of 5 per month.
    • Free investment consultation for retirement, education, or overall financial planning with one of our professional investment representatives.

      1 Normal credit standards apply.  Ask for further details.  Interest rate based on credit history.  Proof of insurance may be required.
      2 Subject to availability.
      3 First Citizens Trust Company, N.A., is a subsidiary of First Citizens National Bank.  Securities provided by First Citizens Trust Company are not deposits of the bank, are not FDIC insured, and have not financial institution guarantee, and may lose value.