Checking

DeluxeChecksWe are committed to providing our customers the very best checking products and services!

Choose from the three checking accounts below:

Basic Checking
Just the basics.
• Anywhere Banking Tools

• Free Debit Card
• Free Online banking1

• Free Mobile banking with Mobile FCB
• Free Bill Pay Express
• Estatements
• Free Customizable My Pic or My Pic ID Debit Card2
Enroll in e-statements to avoid a $3.00 paper statement fee
• Maintain an average collected balance of $50, and we’ll waive the $7 monthly fee

1Downloading fees may apply.
2Bank approval standards apply.


BaZing Checking
Benefits you’ll use.

• Anywhere Banking Tools
• Free Debit Card

• Free Online banking1
• Free Mobile banking with Mobile FCB
• Free Bill Pay Express
• Estatements
• Free Customizable My Pic or My Pic ID Debit Card2
Ka’Ching Debit Card Rewards3
Shop local, save local with BaZing savings4
Cell phone protection5,6
ID Theft Aid5,6
Roadside Assistance
• Pharmacy, Vision, and Hearing Savings

Only $6 per month.7

1Downloading fees may apply.
2Bank approval standards apply.
3First Citizens Bank reserves the right to change or discontinue this program at any time without further notice.
4Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
5Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
6Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK.
7Plus tax as applicable.


BaZing Plus Checking
We reward your relationship.
• Anywhere Banking Tools
• Free Debit Card

• Free Online banking1
• Free Mobile banking with Mobile FCB
• Free Bill Pay Express
• Estatements
• Free Customizable My Pic or My Pic ID Debit Card2
Ka’Ching Debit Card Rewards3
Shop local, save local with BaZing savings4
Cell phone protection5,6
ID Theft Aid5,6
Roadside Assistance
• Pharmacy, Vision, and Hearing Savings
• Interest on your checking balance7
*
Maintain a $1,000 average collected balance, and we’ll waive the $8 monthly fee.

1Downloading fees may apply.
2Bank approval standards apply.
3First Citizens Bank reserves the right to change or discontinue this program at any time without further notice.
4Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
5Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
6Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK.
7We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the collected balance in the account each day. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield, currently 0.20% APY. The interest rate is subject to change at the sole discretion of the bank at any time without notice.